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Engineering Department
9500 Belmont
Franklin Park, IL 60131
(847) 671-8304
Email Village Engineers

Dave Talbott
Village Engineer

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Crystal Creek Letter of Map Revision (LOMR) approved


We are pleased to announce that on July 25th, 2018, the Federal Emergency Management Agency (FEMA) announced its acceptance of the flood insurance study and LOMR application sponsored jointly by the Village of Franklin Park and the Village of Schiller Park. Please note that the effective date of the LOMR is December 7th, 2018. This date allows for a 90 day public comment period, followed by a 30 day period for FEMA to evaluate and respond to any public comments received. A copy of the FEMA cover letter, approved LOMR determination, revised flood zone maps, flood insurance study profiles and tables are included in pdf format by following the links below.

Please note that the effective date of the map must pass before this map can be utilized for changes to mortgage agreements and flood insurance policies. In the meantime, the Village recommends that home owners keep their flood insurance policies up to date if required by the terms of their mortgage agreements.

 

Village Study of the Crystal Creek Floodplain Complete


On May 5th, 2016 the Village of Franklin Park held an open house at the Franklin Park Police Station Community Room to announce the findings and recommendations of the recently completed study of the Crystal Creek Watershed floodplain limits.

Background
Between 1995 and 2014, the Illinois Department of Natural Resources – Office of Water Resources (IDNR-OWR) designed and constructed various flood control projects throughout the Crystal Creek Watershed to reduce repetitive flooding of residential and commercial structures throughout the watershed. The Village of Franklin Park (Village) hired Christopher B. Burke Engineering, Ltd. (CBBEL) to perform a revised study of the watershed, incorporating the flood control projects. As a result of this study, we expect the floodplain limits to be substantially reduced and the majority of properties within the Crystal Creek floodplain in Franklin Park are anticipated to be removed from the currently adopted floodplain. These revised floodplain maps will be submitted to the Illinois Department of Natural Resources – Office of Water Resources (IDNR-OWR) and to FEMA for review and approval. The outcome of this submittal will determine how many structures will be removed from the 100-year floodplain boundary.

How will the proposed FEMA floodplain changes affect you?
If you have a mortgage from a federally-regulated lender and the building(s) on this parcel are located within the 100-year floodplain, then by federal law, your lender must require you to carry flood insurance. Flood insurance is available through the National Flood Insurance Program (NFIP), a federally underwritten program provided by several insurance companies and written through licensed insurance agents.  Removal of a parcel or building from the 100-year floodplain could relieve the property owner of this requirement, but this requirement is ultimately the decision of the lender. 

What should I do about my Flood Insurance in the meantime?
If you are presently required by your lender to carry flood insurance, you should continue to maintain your policy and pay any payments or premiums due. The results of this study are preliminary and are not official until reviewed and approved by both the Illinois Department of Natural Resources-Office of Water Resources (IDNR-OWR) and the Federal Emergency Management Agency (FEMA).   

Please contact the Village of Franklin Park Engineering Department at (847) 671-8304 if you have any questions regarding this information.

 

 

 

 

National Flood Insurance Program Changes May Increase Premiums


Key provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) are beginning to be phased in including the elimination of some of the artificially low rates and discounts that many local homeowners currently enjoy. This change in law may result in some policyholders having their subsidy eliminated. Specifically, the legislation will require rates to increase to reflect true flood risk and to help make the program more financially stable. The changes will mean premium rate increases for some – but not all -- policyholders over time.

Not everyone will be affected immediately by the new law – only 20 percent of National Flood Insurance Program (NFIP) policies receive subsidies. Contact your insurance agent to help you understand if your policy is impacted by the changes and if it it could affect your policy premium.

In order to determine the new insurance rate for each property, insurance companies are requiring Elevation Certificates. To obtain an Elevation Certificate, the property owner needs to hire a surveyor. Anyone needing assistance finding a surveyor can contact the Engineering Department at (847) 671-8304 . The Elevation Certificate will demonstrate the risk of flooding for the building. Once the Elevation Certificate is obtained, it is recommended that the property owner provide the Engineering Department a copy. The Elevation Certificate will be placed in the file for the property and the engineers will review it to determine if they believe the building can be removed from the floodplain.

For more information on Biggert-Waters Reform Act implementation, visit www.fema.gov/bw12. To learn more about flood risk and explore coverage options, visit www.floodsmart.gov

Floodplain Maps

The below maps can be used to determine if a particular property is located within the regulatory floodplain.

fema_map3   floodplain

The floodplain maps have been prepared and developed by the Federal Emergency Management Agency (FEMA) for most communities in the country. These maps and data are used for:

  • The Village uses them to regulate development. Properties located within the regulatory floodplain are subject to special requirements, which are outlined in the Village’s Floodplain Ordinance (Title 8, Chapter 5). There are also additional regulations from other regulatory agencies depending upon the scope and location of the proposed work.
  • Insurance agents use them when preparing flood insurance policies, and
  • Lenders and Federal agencies use them to determine when flood insurance is required as a condition of a loan or financial assistance.

If you have any questions regarding floodplain regulations or require a written letter of determination from the Village stating the flood zone of a particular property, please contact the Engineering Department at (847) 671-8304.

 
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